Price-conscious consumers get their loans over the Internet and save money. What our customers have long known, has now been officially confirmed by consumer advocates: ” Online credit offers, especially from direct banks, often offer better conditions than the offers of branch banks,” says Annabel Helmop of the consumer center Brotan. One of the main reasons for the expert is that online providers do not have to pass on high fixed costs for expensive branches etc. to their customers. In the end, this leads to cheaper interest and thus to cheaper credit.
However, the consumer advice also advises not to keep every loan offer from the Internet automatically for cheap and good. Even before hasty signatures under a supposedly advantageous credit agreement one should beware. The cleverer alternative: first compare (let) different loan offers and then accept the best.
You can accomplish this goal in a complicated and easy way. The complicated version requires that you ask ten or more banks for separate requests and submit the same data. You will probably be called ten times, and you will be asked ten times more or less the same questions. And above all, there is a risk that you will worsen your Private credit score with too many requests in a short time. This would reduce your credit rating and could lead to a direct increase in the cost of your loan in the form of higher interest rates.
The easy way to credit
Better, you decide for the easy way to credit : At us your request is guaranteed Private credit-neutral. Your score and credit rating will not be affected by your request. And you do not have to audition at ten of the more banks, just fill out an online form once. That’s done in about five minutes, providing our credit professionals with everything they need to find your perfect credit. Our professionals negotiate with up to 20 different banks without you having to do anything. You can just sit back and wait for the written offer. All this is associated with no pre-cost for you and obligates you to nothing.
If you (often after a few hours) have your personal loan offer on the table, you can check it out at home. You accept it only if you like it and if you are convinced of the conditions. In this case, you return the signed loan agreement and enter a bank account to pay the loan.
It can actually be that easy to find the best loan online. Try it now and get your free loan offer here!